BANK  BOOK 

330,402 


\ 


CORNER  OF 

BRO^DW^Y  £ND  DRIGGS  AVENUE. 

BOROUGH  OF  BROOKLYN,  CITY  OF  NEW  YORK. 

KEEP  THIS  BOOK  CLEAN  AND  IN  GOOD  ORDER; 
DO  NOT  FOLD  OR  ROLL  IT  UP;  AND  IF  YOU  LOSE  IT  GIVE 
NOTICE  TO  THE  CASHIER  OR  TRUSTEES  AT  TH  E  BANK. 

BANKABLE    MONEY    ONLY     RECEIVED   ON  DEPOSIT. 


c.mi 


REGULATIONS 

Prescribed  by  the  Board  of  Trustees  and 
Incorporated  in  the  By-Laws. 


DEPOSITS  of  one  dollar  and  upward,  not  exceeding  the  sum 
of  three  thousand  dollars,  shall  be  received,  but  this  limi- 
tation shall  not  apply  to  deposits  arising  from  judicial  sales  or 
trust  funds.  Each  depositor,  on  making  his  or  her  first  deposit, 
shall  be  required  to  subscribe  his  or  her  assent  and  agreement 
to  be  governed  by  the  by-laws  and  regulations  of  the  institu- 
tion, and  shall  give  his  or  her  age,  place  of  nativity,  residence, 
occupation,  the  name  of  his  or  her  employer,  and  such  other 
information  as  may  be  required. 

All  deposits  shall  be  regularly  entered  in  the  books  of  the  Bank, 
and  also  in  the  book  to  be  furnished  to  the  depositor,  which 
shall  be  kept  by  him  or  her  as  a  voucher  for  his  or  her  deposits. 

All  moneys  received  by  this  institution  shall  be  in  specie  or  in 
bills  taken  in  deposit  by  the  incorporated  banks  in  the  city  of  New 
York,  and  all  payments  shall  be  made  in  the  same  manner. 

The  trustees  shall  be  at  liberty  to  return,  in  whole  or  in  part, 
the  amount  at  the  credit  of  any  depositor,  whenever  they  may 
think  proper. 

Drafts  may  be  made  personally,  or  by  the  order  in  writing  of 
the  depositor  (if  the  Bank  have  the  signature  of  the  party  on 
their  signature-book,)  or  by  letters  of  attorney  duly  authenti- 
cated; but  no  person  shall  have  the  right  to  demand  any  part 
of  his  or  her  principal  or  interest,  without  producing  his  or  her 
Bank-Book,  that  such  payment  may  be  entered  therein.  The 
Bank  shall  not  be  liable  to  pay  any  moneys  to  depositors  except 
on  three  months' previous  notice  in  writing  to  the  Cashier  or 
attending  Committee  at  the  Bank;  but  moneys  may  be  volun- 
tarily paid  by  the  Bank  daily,  and  without  such  notice, and  with- 
out thereby  waiving  the  right  of  the  Bank  to  such  notice  and  4 
time  of  payment.    No  draft  shall  be  made  without  the  permis- 
sion of  the  Cashier,  for  less  than  one  dollar,  nor  for  f^ctionar 
parts  of  a  dollar,  unless  it  be  for  the  whole  amount  rqpiaining# 
on  deposit,  or  for  interest  only.  ^*  ^  * 

All  payments  made  to  persons  producing  the^  d#p^^t  bgoks,  ' 
whether  with  or  without  an  order  or  letter  of  att^rney^ purport- 
ing to  be  signed  by  the  depositor,  shall  be  deemed g^o^%nd 
valid  payments  to  depositors  respectively,  and  discharge  the 
Bank  therefrom. 

Depositors  alone  are  responsible  for  the  safe  keeping  of 
their  books,  and  the  proper  withdrawal  of  money.  No  with- 
drawal will  be  allowed  without  the  book,  and  the  book  is  the 
order  of  withdrawal. 


In  case  of  the  loss  or  destruction  of  the  pass-book,  a  new 
book  can  only  be  issued  after  the  public  has  been  notified  by 
an  advertisement,  published  in  such  daily  newspaper,  and  for 
such  length  of  time  as  the  President  may  direct,  calling  upon 
any  person  having  a  claim  to  the  missing  book  to  present  the 
same  to  the  Bank,  or  submit  to  having  the  pass-book  declared 
canceled  and  extinguished,  and  a  new  book  issued  in  lieu  there- 
of. Before  publishing  such  notice,  the  depositor,  or  his  or  her 
legal  representative,  shall  file  with  the  Bank  a  satisfactory  affi- 
davit, showing  the  loss  or  destruction  of  the  book. 

All  accounts  to  which  no  deposit  and  on  which  no  draft  shall 
have  been  made  for  twenty  years  in  succession,  shall  be  closed; 
nor  shall  the  amount  deposited,  nor  the  interest  that  has  accrued 
thereon,  draw  any  interest  thereafter. 

All  notices  in  relation  to  deposits  or  depositors,  published  by  or 
under  the  direction  of  the  Trustees  in  one  or  more  of  the  public 
newspapers  of  the  City  of  Brooklyn,  six  days  successively, 
shall  be  deemed  and  taken  as  actual  notice  to  each  depositor. 

On  the  third  Monday  of  January  and  July  of  every  year,  there 
shall  be  paid  such  interest  as  by  decision  of  the  Trustees  the 
profits  of  the  institution  will  allow,  on  all  sums  of  three  dollars 
and  upward,  which  shall  have  been  deposited  for  three  months 
previous  to  the  ist  day  of  January  or  July;  but  no  interest  shall 
be  paid  on  the  fractional  parts  of  a  dollar,  nor  shall  any  interest 
be  allowed  on  any  sum  withdrawn  previous  to  the  ist  day  of 
January  or  July,  for  the  period  which  may  have  elapsed  since 
the  last  dividend.  The  interest  accrued  and  entered  to  the 
credit  of  depositors  on  the  1st  day  of  January  or  July,  shall  be 
added  to  the  principal  from  those  dates  respectively,  the  same 
as  an  original  deposit. 

Deposits  made  on  or  before  the  ist  business  day  of  January, 
and  remaining  in  bank  on  the  ist  day  of  July,  will  be  entitled  to 
G  months'  interest. 

Deposits  made  on  or  before  the  ist  business  day  of  April,  and 
remaining  in  Bank  on  the  first  day  of  July,  will  be  entitled  to  3 
mon'  hs'  interest. 

De  osits  made  on  or  before  the  ist  business  day  of  July,  and 
remargin*?  in  Bank  on  the  ist  day  of  January,  will  be  entitled  to 
6  mor+rV  ^it^.rest. 

Deposits  made  on  or  before  the  ist  business  day  of  October, 
und  remaining  in  Bank  on  the  ist  day  of  January,  will  be  entitled 
to  3  months  interest. 

ß&*A\\  interest,  when  declared,  is  carried  at  once  to  the  credit 
of  each  depositor  on  the  books  of  the  Bank,  where  it  stands 
exactly  as  a  deposit,  and  is  entitled  to  interest  the  same  as  a 
deposit  of  cash. 

But  no  interest  will  be  allowed  on  Balances  in  excess  of  three 
thousand  dollars. 


330,402 

The  Willi amsburgh  Savings  Bank,  in  Acc't  with 

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The  Williamsburgh  Savings  Bank,  in  Acc't  with 

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Sßorgefdjrieben  von  bem  Ser waltungSratfy 
unb  ben  92ebengefe£en  einverleibt. 

^^epoftten  Von  einem  Dollar  uttb  mehr,  bie  Summe  Don  bret 
Jllß  taufenb  Dollars  nidjt  überfdjreitenb,  werben  angenommen, 
aber  biefe  Sefd)ränfang  jott  nid)t  angewanbt  werben  auf  De= 
pot'iten  weldje  Von  qertc^tüdjeii  SSerfaufeit  erjteljlt  mürben  ober  SSer* 
trauen3gelbern.  SSon  jebem  Deponenten,  ber  fein  ©ber  it)r  erfteS 
Depofit  mad)t,  wirb  verlangt  bafe  er  feine  ßuftimmung  *u  ben  Sieben» 
$efe£en  unb  9tegu(attonen  biefer  2lnualt  unb  fid)  t>erpfUct)tet  fid) 
benfeloen  ju  unterweifen  burd)  feine  9hmen3unterfd)riit  bezeugt  unb 
fein  s2llter,  ©eburt3=  unb  3Bo£)ncrt,  ©efd)äft,  ben  tarnen  feines  ober 
ifjreS  2lroett§geoer3  unb  folate  weitere  $lu$tunft  bie  verlangt  werben 
möchte,  angebe. 

sMe  Depofiten  f  ollen  regelmäßig  in  bie  23üdjer  ber  S3anf  eingetra= 
gen  werben  fotoie  aud)  tn  bem  Suche  metered  bem  Deponenten  etnge« 
tjaubigt  wirb,  unb  Von  tfjm  ober  ihr  alä  Seioetfj  für  feine  ober  it)re 
Depofiten  gehalten  werben. 

sMe  ©elber  weldie  von  biefer  5lnftatt  empfangen  werben,  müffen 
entweber  in  SSRün^t  ober  in  Sßoten  Von  incorporirten  iöanfen  in  ber 
©tabt  92ew  §)ocf  befielen,  unb  aüe  MuSjablunqen  foKen  in  gleidjer 
Seife  gemacht  werben.  Der  Serwaltung§rath  hat  bie  Sefugnife  ben 
aanjen  ober  thetlweifen  betrag  be§  ©uthabenss  irgenb  eineä  Dt*po= 
itenten,  £U  irgenb  einer  beliebten  3e't  ^uriicfjujatjlen. 

2iu3ftuge  oon  ©elber  tonnen  perfönltd)  ober  burd)  fd)riftltcbe  2lns 
weifnng  be§  Deponenten  gemacht  werben  (menn  bie  eigenhänbtge 
9Jameniunterfd)rift  in  bem  Unterfdfiriiten;S-8ud)  ber  Sanf  eingetragen 
ift,)  ober  burd)  gehörige  attefttrte  $ßottmad)t,  afjer  Sßiemano  foü  ba§ 
Vi  e  d)  t  haben  einen  ifyetl  töer  ben  gaf.ijen  Cöetrdg  feinet  ober  it)reö 
Depofit3  ober  bie  ginfen  jy»  Verlangen,  ohne  fein  oter  itjr  Sanfbud) 
^u  bringen,  fo  bafe  )old)e  2lu3$at)lung  barin  cingj  tr^en  tieroen  farm. 

Die  Sauf  foil  nid)t  verflicht  et  fein  ©elber  an  Deponenten,  «aufrer 
mit  Vorheriger  breimonatltd)2r  fi'nj*tlid)eL.  ÜZott^  an  ben  (£ajfir  ooer 
bem  beftehenben  Committee  ber  Sanf;  aber  ©elber  törtnen  tagltd)  von 


tftedjt  auf  obige  9coti^  unb  3eit  Dcr  2lu3$ahlung  aufyugehf  n.  ®ein 
2lu3ftug  für  wentger  als  einen  Dollar,  nod)  für  bie  Srudjthetle  eineä« 
Dollars,  auRer  el  ware  für  ben  ganzen  Setrag  be§  Depofitt  f  ber 
nur  für  ^infen,  rann  gemacht  werben  ofjne   Einwilligung  b& 
$affirer§. 

?lüe  .ßahlungen  an  $erfonen  welche  ba§  Sanfbuch  vorweifen,  ob  mit 
ober  ot)ne  einer  Slnweifung  ober  Sollmad)t,  angeblid)  Von  ben  Depo; 
nenten  unterzeichnet,  follen  al§  gut  unb  recfittcbe  gahlungen  an  ben 
bezüglichen  Deponenten  gelten,  unb  bie  93anf  follbaoon  entbunbenfein. 

Deponenten  allein  finb  Verantwortltd)  für  bie  fixere  9lufbewah= 
rung  ihrer  Sücher  unb  bie  gehörige  ©in^iehuna  be§  ©elbe§.  ®eine 
<£inftiehung  wirb  erlaubt,  ohne  Sud)  unb  ba3  Such  ift  bie  ^Inweifung 

ber  (£in*iehung. 


3m  ^alle  beS  ÖerlietenS  ober  bcr  3eiUöruiiLi  beS  ^a&budjeS,  ein 
neues*  Sud)  tan«  nur  ausgegeben  werden  naci)Dem  öa«  publicum 
notificirt  ift,  burd)  eine  Anzeige  publicirt  in  einer  täglichen  Leitung, 
unb  für  fo  lange  als  ber  ^ßrefioenö  anotbnet,  ^eöerman  ber  Anfptud) 
auf  baS  fetjler.be  Söanfbud)  hat,  aufforbernb,  baffelbe  bei  ber  SSant 
üorju^eigen,  ober  fid)  mit  ber  @in$iehung  unb  iiöjd)ung  beS  $afj= 
bud)eS  unb  ber  Ausfertigung  eineS  neuen  ^aftbuche*  ju  unterweis 
fen.  5Sor  ber  SSeröffentlicbung  folder  sJcoti$  foil  ber  Deponent  ober 
fein  ober  ihr  redjtgültiger  Sßertreter  eine  jufriebenfteüende  beeibigte 
ÄuSfage  über  baS  Verlieren  ober  bie  gerftörung  oes  SBucheS,  in  ber 
Sßanf  hinterlegen. 

Stile  GontoS  auf  meiere  lein  Depofit  unb  feine  Auszahlung  ges 
macht  morben  ift  für  ben  geitraum  Don  jwan^ig  Spören,  follen  ge= 
fdjloffen  werben;  unb  foil  weber  ber  83etrag  welcher  beponirt  ift,  nod) 
bie  gefammellten  ginjen  berfelben,  naebherige  ßinfen  tragen. 

5111c  ^ottjen  in  ^Öejug  auf  Depofiten  ober  Deponenten  welche 
burd)  ober  unter  ber  Anorbnug  beS  SBerwaltungSratheS  in  einer 
ober  mehreren  ßeitungen  ber  ©tabt  93rooflrjn  fed)S  £age  ^interein* 
anber  veröffentlicht  werben,  foSen  als  tfyatjadjlicrje  9cott$  an  feben 
Deponenten,  gelten  unb  angenommen  werben. 

An  bem  britten  Montag  im  Januar  unb^uli  eineSfeben  Jahres, 
follen  fod)e  8infen,  als  burd)  23efd)luf3  beS  SßorwaltungSratheS  bie 
©eroinne  ber  Anftalt  rechtfertigen,  bejat)It  werben,  für  alle  ©ummen 
oon  brei  Dollars  unb  mehr,  welche  für  mehr  als  brei  Sttonate  bor 
bem  lten  Januar  ober  ^nü  beponirt  geioefen  ftnb,  aber  feine  ßinfen 
follen  für  33rud)theile  etneS  Dollars  befahlt  toerben,  nod)  follen  3tn= 
fen  betoitligt  werben  für  irgenb  eine^  ©u^me  meiere  gebogen  würbe 
oor  bem  lten  Januar  ober  Suit,  fur  ben  Reitraum  welcher  fett  bem 
legten  Dioibenb  üerlaufeitiji.  Dte  geiammelten  Siefen  eingetragen 
unb  crebittrt  fü|  btn^Sepcgtenten  amj-ten  gmuar  ober  ^uii,  follen 
jur  £auptfun$ne  gestagen  werben  Oon  jenem  refpectioen  Daten, 
gleidjimi^  eigentliches  Depojlt. 

^epoftten  totld^  an  <ber  ü-m:  bem  lten-  Smuar  gemacht  werben 
unb  in  beifföanf  flehen  tdeiben,  ftnb  ju  jed)S  Senaten  Binfen  be= 
bref)tigt.    #  •  • 

Depofhen  welcfe  an  dfrer  üon  bem  lten  ©efdjäftStag  im  April  ges 
mad)Tu>erbe#  unb  in  ber  93anf  fielen  bleiben  bis  p'tn  lten  ^uli, 
ftn^  $u*bre#27conaten  ßinfen  berechtigt. 

9  depofiten  welche  am  lten  ©efdjäftStag  im  Suli  gemalt  werben 
•  unb  in  ber  93anf  ftetjen  bleiben  bis  jum  lten  Januar,  finb  §u  fed)S 
Monaten  ^infen  berechtigt. 

Depofiten  welche  am  lten  ©efd)äftStag  im  Qftober  gemacht  werben 
unb  in  ber  33anf  flehen  bleiben  bis  jum  lten  Januar,  ftnb  ju  brei 
Monats  ßinfen  berechtigt. 

Alle  gmfen  werben,  fobalb  erf lart,  in  ben  93üdjeru  ber  SBanf,  jebem 
Deponenten  gut  gefchrieben,  wo  fte  als  Depofit  flehen  unb  ftnb  ju 
benfelben  ßinfen  berechtigt  als  Depofiten  in  SBaar. 

Aber  feine  ginien  werben  erlaubt  für  Überjchüffe  welche  brei 
Saufenb  Dollars  überfteigen. 


THEO 


amsbaräb  Savings  Bank 


INCORPORATED  1851 


TRUSTEES: 


HORACE  M.  WARREN. 
WILLIAM  E.  HORWILL, 
CHARLES  W.  COOPER, 
EZRA  B.TUTTLE, 
WILLIAM  LAMB, 
JEREMIAH  V.  MESEROLE, 
ABRAM  COOKE, 
PETER  WYCKOFF, 


BRAINARD  G  LATIMER. 
ANDREW  D.  BAIRD, 
CORNELIUS  H.TIEBOUT. 
SAMUEL  M.  MEEKER, 
ISAAC  C  De  BEVOISE, 
JAMES  R.  HOWE. 
JOHN    V.  JEWELL, 
JAMES    H.  POST, 


330,402 

*  *  #  f 

OFFICERS  *       •>  #  I 

JEREMIAH  V.  MESEROLE  j.  Z        f        *  PRESIDENT 

HORACE  M.  WARREN,  ©  d  ♦ 

,1„M1>llr„„r,1   1  ♦  VICE- PRESIDENTS.* 

WILLIAM  E.  HORWI LL.  t>  t> 

SAMUEL  M.  MEEKER.  SECTETAR* 

WILLIAM  F.  BURNS,  CAfHI»_R. 

CHARLES  J.  PASFIELD,  ASST  CASHIERf 

S.M.&  D.  E.  MEEKER,  COUNSEL. 


OPEN    EVERY    BUSINESS  DAY 
FROM    IO  A.M. until.  3  P.M. 
ON  SATU  R  DAYS  FRO  M   IO  A.M. until.  12  M  . 
ALSO  MONDAY  AFTERNOONS  FROM  4-  to  7  o'clock. 


